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How to Prevent Account Takeover

Account takeover is something that is becoming very common. Account takeover is a process that involves theft of important information and passwords. This means that your information can be used to commit theft and fraud. Once the information has been stolen, it is sold to another set of underground criminals. Sadly, the information stolen could be very sensitive to an extent that they may end up causing damage that is likely to last for a very long period time. Fortunately, this article highlights some of the methods that can be used to prevent theft of credentials.

Account takeover is an activity that has various phases. The breach is the first phase that involves finding some of the websites that are more vulnerable. This is a process that allows the thieves to have access to the user database. Some of the important information that these criminals are able to have access through these breaches is the user’s date of birth and their gender. The second phase involves targeted attacks. The information gathered by these criminals is considered to be very important at this point. However, the criminals will not use the information immediately, but will wait for the right time to use it.

After stealing the data, the criminals will then find themselves trusted advisors whose work is to help them decrypt the passwords. The people who are mainly targeted by these criminals include high profile people and celebrities. The criminals will then use such information to extract money from these individuals. Phase three involves selling the stolen information to criminals who are less sophisticated. At this point, the stolen information has already turned into a commodity.

The fourth phase involves stuffing of the credentials. In this phase, the passwords are used to access other websites. The thieves will use various tools to ensure that this has been achieved. This is because most of the people use the same passwords in all accounts. Most of the criminals are interested in exposing your secrets to the public. Luckily, one of the things that can be done is fortifying your passwords.

You should begin by ensuring that fraud has been prevented. Avoid the use of previously compromised passwords. The passwords should not be obvious and easy to guess. Ensure that you have intervened immediately you have noticed that your count is under attack. In conclusion, you should prevent selling of stolen credentials to underground criminals.

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